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Written by Mandie   
Friday, 06 June 2008 07:52

SERVICES OFFERED BY COLFAX CREDIT UNION

SAVINGS

  • DIVIDENDS PAID QUARTERLY
  • REGULAR SHARE SAVINGS ACCOUNTS EARN DIVIDENDS WITH A BALANCE OF AT LEAST $100.00. YOUTH ACCOUNTS EARN DIVIDENDS WITH A BALANCE OF AT LEAST $5.00. 
  • CERTIFICATES OF DEPOSIT $5000.00 MINIMUM FOR 12 MONTHS. CERTIFICATES CURRENTLY EARN 1.00% Annual Percentage Rate, 1.00% Annual PercentageYield AS OF July 2, 2013.
  • CHRISTMAS CLUB ACCOUNTS CURRENTLY EARN 0.75% APR* ANNUAL DIVIDEND.
  • VACATION CLUB ACCOUNTS CURRENTLY EARN 1.00% APR* ANNUAL DIVIDEND.
  • UP TO $5000.00 LIFE INSURANCE ON REGULAR SHARES AND CERTIFICATES OF DEPOSIT FOR THOSE THAT QUALIFY.
  • DIVIDENDS ARE SUBJECT TO CHANGE, CALL THE OFFICE FOR CURRENT RATES.
  • WHEN A NEW BABY ACCOUNT IS OPENED { UP TO 6 MOS OLD}, THE CREDIT UNION WILL ALSO DEPOSIT $25.00.

 LOANS

  • FULLY 100% SHARE SECURED LOANS—1.99% APR*. MAXIMIUM TERM 120 MONTHS.
  • NEW 2012 AND 2013 VEHICLE LOANS—2.99% {NEW VEHICLES OVER $15,000.00 CAN BE FINANCED UP TO 72 MONTHS}.
  • USED VEHICLES ALL MODEL YEARS- 3.99% APR* CAN ALSO BE FINANCED FOR UP TO 72 MONTHS IF COST IS OVER $15,000.00.
  • SPECIAL LOAN - $3000.00 @ 9.00% APR 36 MONTHS. MAXIMUM OF THREE (3) PER MEMBER.
  • REGULAR CONSUMER PERSONAL LOANS 9.75% APR*. MAXIMUM TERM 60 MONTHS, MAXIMUM AMOUNT $7500.00. MAXIMUM OF ONE (1) PER MEMBER.
  • THE MAXIMUM UNSECURED LOAN AMOUNTS TO EACH  MEMBER WILL BE LIMITED TO $35,000.00.
  • OPEN-END LINE OF CREDIT LOANS—11% APR*.
  • HOME EQUITY LOANS---96 MONTHS 4.50%APR* AND 97 TO 120 MONTHS 5.00% APR*{MINIMUM $20,000.00 AND MAXIMUM $40,000.00 }
  • MULTIPLE LOANS TO THOSE THAT QUALIFY. MUST HAVE $200.00 IN SHARES FOR EACH LOAN.
  • LOAN PROTECTION INSURANANCE AVAILABLE AS A MEMBER PAY OPTION.
  • CREDIT DISABILITY INSURANCE AVAILABLE AS A MEMBER PAY OPTION.
  • GAP INSURANCE AVAILABLE AS A MEMBER PAY OPTION.
  • * ANNUAL PERCENTAGE RATE { RATES SUBJECT TO CHANGE WITHOUT NOTICE}.

   VISA CARDS

  • 9.90% APR* {STUDENTS CAN APPLY FOR $1000.00 CARD with parental co-signer}
  • NO ANNUAL FEE
  • PAY BY PHONE
  • PAY ON LINE- EzCardInfo.com
  • MUST MAINTAIN A SHARE ACCOUNT WITH THE CREDIT UNION.

      

   OTHER ADVANTAGES OF YOUR MEMBERSHIP

  • PAYROLL DEDUCTION TO ALL MEMBERS.
  • MEMBERSHIP OPEN TO ALL MEMBERS OF YOUR FAMILY.
  • YOUR CREDIT UNION SAVINGS INSURED  TO  $250,000.00  BY THE NATIONAL CREDIT UNION ADMINISTRATION, A US GOVERNMENT AGENCY.
  • YOU AND YOUR FAMILY RECEIVE UP TO DATE INFORMATION THROUGH QUARTERLY NEWSLETTERS.
  •  AD&D INSURANCE OF $3000.00 FOR EACH MEMBER OF THE CREDIT UNION FREE OF CHARGE.
  • SAMS CLUB DISCOUNT
  • CUPONDEALS.ORG ( ONLINE COUPONS)

                                                                                       Reviewed  January 21, 2014

Last Updated on Thursday, 23 January 2014 11:59
 
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